HEALTH CHECK REVIEW PROGRAM
Our Health Check provides a comprehensive review of your existing workers compensation program and offers an outline of our findings.
Our comprehensive 4 step evaluation process includes:
- Policy Structure Review – by reviewing your existing policy structure Premium Strategies will identify and ensure your program is appropriate for the type and size of your business.
- WorkCover Industry Classification (WIC) – utilising our 20 years underwriting experience Premium Strategies are well equipped to ensure that your business is accurately classified and that your WIC and rate is one which most accurately reflects that of your main business activity.
- Premium Calculation – the industry standard for accurate premium calculation is 96%. Premium Strategies believe that all employer premiums should be calculated accurately to ensure fairness across the scheme. Our premium calculation review extends back over a 3 year period and will ensure with 100% accurately that you are paying the correct premiums.
- Claims and Incidents – our in-depth claim and incident review will validate claim costs, coding, trends and strategies. This identify any gaps and our tailored solutions will ensure best practice return to work and injury management.