SME SUPPORT STRATEGIES

Have you ever had a workers compensation injury and not known how to manage your employees return to work? Do you feel you’re sufficiently knowledgeable when dealing with your workers compensation insurer? Are you up to date with the ever changing legislative and regulatory reforms? Do you know how your premium is calculated?

For many SME’s, sadly the answer to these questions is often NO. The time and resources required to incorporate good workers compensation practices coupled with great Work Health & Safety (WHS) initiatives can be challenging when you are primarily trying to grow your business. And much of the time, using experts is expensive.

Premium Strategies have listened to our clients and we have developed a cost effective program which is tailored to the needs of SME’s.

Here are 3 ways we will support your business:

1. Annual Pre & Post Renewal Assistance Strategies
   Premium Strategies pre & post renewal assistance strategies will ensure that the renewal process is smooth and efficient. We provide SME’s with a clear line of sight of their future premium costs by providing an upfront premium forecast whilst also assisting with completion of wages declarations, clarifying wage definitions, contractor inclusion, deemed workers, apprentices and trainee payments. We also provide SME who may be deemed as a ‘grouped employer’ for the purposes of workers compensation.
2. Claims Management & Return to Work Support
   Premium Strategies ‘hands on ‘approach to managing all aspects of your workers compensation program and ‘early intervention’ will ensure that you and your insurer are working collaboratively. We will assist SME’s with completing the claim lodgment paperwork, support in the determination of liability then continue to support through developing proactive and timely return to work strategies which focus on minimising the claim impact on premiums.
3. On Call Support Strategies
   Premium Strategies are here when you need us. Our experienced support team is on call to assistant with any workers compensation queries you may have.